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What Do AARP Health Insurance Cover

Aarp Health Insurance

AARP health insurance plans offer retirees a variety of types of insurance coverage options. AARP health insurance may cover those items which are not covered by traditional Medicare. Although many retired Americans utilize Medicare, they often find that they lack coverage for necessary treatments.

AARP health insurance plans may offer coverage for dental care. There are plans which cover basic dental care, including an annual teeth cleaning. There are also plans which cover more extensive dental work, such as root canals. While the AARP health insurance may not cover the full cost of the dental care, it can greatly reduce the patient's financial responsibility.

AARP medical insurance may also help Medicare recipients to recoup some of the money they pay towards deductibles and co-payments. Somme options include full coverage for both deductibles and co-payments, including those paid towards prescriptions. Medicare has no prescription coverage and medications are often the full financial responsibility of the patient. AARP however, offers prescription coverage to Medicare recipients.

AARP medical insurance may also cover treatments which are not covered through Medicare. For example, some treatments may be considered experimental and are not covered at all by Medicare. In some cases however, AARP medical coverage may pay for a portion of those treatments.

Many AARP health insurance plans are offered at a reduce rate when compared to other types of medical coverage. Individuals simply need to select the options which best covers their medical needs.

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